About this Small Business Loan Memo one pager template

A credit committee reads many requests in one sitting, and the strongest case is the one that can be judged in a few minutes. This small business loan memo one pager template sets out the ask, term and debt coverage ratio across the top, plots sales by year, and balances sources and uses in a table so the owner's own cash is visible. The borrower's history and staff, a risk grid of likelihood against impact, a short case for lending and the recommended decision with its conditions follow. Commercial lenders, credit union analysts and loan officers use it for equipment loans, lines of credit and expansion requests.