Finance & risk
Loan Portfolio Review One-Pager
Show the health of a loan book and where risk is rising. Credit teams use it with the board.
Make one freeFree, no account needed
What’s on It
- Headline numbersThe Book at Half Year
- Share of total barBook by Risk Grade
- Ranked bar chartArrears by Vintage
- Key pointsWhat Is Driving It
Sample One-Pager. Company and figures are made up.
Loan Book Quality: H1
Retail lending · $2.4bn outstanding
The Book at Half Year
Outstanding
$2.4bn
+7%
vs $2.24bn H2
90-day arrears
2.1%
+0.4 pts
vs 1.7% H2
Cost of risk
38 bps
+6 bps
vs 32 bps H2
Provision coverage
112%
-9 pts
vs 121% H2
Book by Risk Grade
Mortgages
Motor finance
Cards
Grade AGrade BGrade CWatchlist
Arrears by Vintage
What Is Driving It
Motor finance written through brokers in 2025 carries twice the arrears of direct.
Cards limits raised automatically above a 640 score, with no affordability recheck.
Mortgage book is unchanged and is not the problem.
Make One from Your File
Drop in a PDF, Word or PowerPoint file. Get your One-Pager in a minute or two.
Make one free