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Benefit Plan with Future Trends One-Pager

This year's benefits and the changes coming next year.

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What’s on It

  • Pie chartHealth Plan Chosen (%)
  • TableWhat Each Plan Costs You
  • Key pointsWhat We Expect in 2026
  • Key pointsTrends We Are Watching

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Employee Benefit Plan and Trends for 2026
Marlow Engineering · For all staff · Sample figures
Health Plan Chosen (%)
PPO70%
HMO20%
HSA10%
What Each Plan Costs You
PPOHMO
Yearly deductible$1,500$500
Out-of-pocket maximum$6,000$4,000
Office visit$30$20
Prescriptions$10 to $50$10 to $40
Emergency room$250$200
Urgent care$50$40
What We Expect in 2026
Premiums rise about 7%, and we cover the first 5%
More staff pick the HSA as pay rises
Mental health visits move to the PPO's basic cover
Trends We Are Watching
Four-day weeks in two pilot teams
Paid learning time, 2 hours a week
Fertility and adoption support
What Benefits Do for the Business
Staff who stay
70%
say benefits are why they stay
Sick days
-14%
since mental health cover began
Applicants per role
+35%
after we published the plan

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